WORKERS COMPENSATION : Eligibility

eCommerce Programs

Lines of Business: Workers Compensation & Employers Liability. All guaranteed cost policies.

Carriers: Multiple carriers who are A- rated or better.

Eligible Classes:

• Hospitality
• Hotel/Apartments/Buildings/Clubs Service
• Restaurants
• Healthcare
• Schools
• Professional
• Trucking (min premium $6,500)
• Retail/Wholesale
• Manufacturing
• Social Service
• Construction/Contractors (min premium $10,000)
• New ventures
• Truckers (min premium $10,000)

Ineligible:

• Staffing Firms/PEO’s
• Asbestos Related
• Mining/Oil & Gas Exploration
• Maritime/Federal Benefit Exposure

Other Eligibility Criteria

Domiciled State	Mod Range	Premium Min / Max	Notes
PA	.70 to 2.00	$2,000 / $750,000
NY & NJ	.70 to 1.50	$5,000 / $750,000	Limited availability in 5 boroughs
All other (except monopolistic and AK, DC, HI, SD, ID and OR)	.70 to 1.80	$2,000 / $750,000	Minimums vary by state

Middle Market Programs

Lines of Business: Workers Compensation & Employers Liability.
Guaranteed Cost, Large Deductibles, Retros – both Incurred Loss and Paid Loss

Eligible Industries: Same as above, PLUS Nursing Homes

Ineligible Industries: Same as above

Other Eligibility Criteria

Domiciled State	Mod Range	Premium Min / Max
All  (except monopolistic and AK, DC, HI, SD, ID and OR)	.60 to 2.00	$100,000 / $1,000,000

Submission Requirements:
1) Fully completed and signed ACORD application
2) Current year mod sheet
3) 3 years (preferably 5 years) of currently valued hard copy carrier loss runs
4) Description of operations