public entity : products

Property & Inland Marine – large capacity, Public Entity special extensions.

Builders Risk – competitive and responsive quotes for when your entities have building projects.

Boiler & Machinery - integrated with property policy.

Crime – high limits available.  Faithful performance coverage available.

DIC – Flood & Earthquake available in certain areas.

General Liability – full policy limits on sewer backup liability and failure to supply. Dam and skateboard park exposures eligible. Amended GL policy specific to Public Entities. First dollar up to $25,000 deductible.

Automobile - Composite Rated

Public Officials E&O – Employment Practices included.  Back Wages and Non-monetary defense options. Full prior acts. Claims-made form.  Minimum premium is $2,500 and minimum deductible is $1,000.

Police Professional - Occurrence form. Minimum premium is $2,500 and minimum deductible is $1,000.

Umbrella – Available both including and excluding professional lines.  Minimum premium is $2,000.

Workers Compensation – Available for all public entity classes except when the police and fire payroll is over 25% of the total.

Self-Insured Retentions and Large Deductibles - Multiline solutions for risk-bearing clients.