ALTERNATIVE RISK: PRODUCTS

McKee Risk has working relationships with the premier A-rated package and excess/umbrella carriers supporting the alternative risk market. Most notably, the firm has entered into an exclusive arrangement with London underwriters to create the McKee Risk Facility.

Modeled after the London Package,  one of the longest running and most successful alternative risk facilities in the industry, the McKee Risk facility will offer:

• Full property and casualty coverages with the ability to write workers' compensation buffer layers (please refer to schematic below).
• All-lines excess/basket aggregate coverage.
• Clash coverage for multiple lines losses.
• Retentions starting at $25,000.
• Limits up to $2,500,000 for property and $2,000,000 for casualty lines.
• Separate policy forms for public entity, scholastic, religious and commercial risks.

For limits above the McKee Risk facility, the firm has an exclusive arrangement with a large capacity, A-rated excess property carrier and go-to markets for excess casualty and excess workers' compensation coverages.

The following schematic illustrates the structure of a hypothetical self-insurance program and identifies the areas where McKee Risk's alternative risk practice can offer comprehensive solutions.